HealthPartners is a nonprofit, integrated health care system based in Bloomington, Minnesota. It offers coverage and care to its patients, as well as health education for the community. The company also has an active patient advocacy program and helps individuals understand their health insurance policies. Interested in learning more about HealthPartners?
Preferred Provider Organization plans
HealthPartners offers Medicare Advantage plans in six Midwestern states, serving about 1.2 million people. Some are HMOs, while others are Preferred Provider Organization (PPO) plans. PPO plans are typically bundled with a part D plan. However, not all counties have PPO plans.
HealthPartners offer health plans to individuals, small employers, and families. These plans must meet state standards for geographic access. HealthPartners may file a waiver if they do not meet these requirements. These plans cover a range of services. Individuals can choose from a health plan’s network of doctors, hospitals, and ancillary services.
Preferred Provider Organization (PPO) plans offer lower costs when you visit healthcare providers that are part of a network. Patients can choose a primary care doctor in the PPO’s network, but can use any other provider they choose. However, they may need a referral for out-of-network care. A PPO plan’s online provider directory allows you to search for providers by name, specialty, or ZIP code.
Cost-sharing
In cost-sharing, people who share health insurance policies pay for some of the costs of health care. They each pay a portion of the deductible and coinsurance, and the insurer pays the rest. If you don’t have health insurance, you must pay for uncovered services. This can be expensive, but it’s possible to get some help by taking advantage of health care cost-sharing programs.
Blue Cross Blue Shield of Texas recently extended its COVID-19 cost-sharing waiver for members. This benefit applies to both in-network and out-of-network telemedicine services. Additionally, the company has expanded its coverage of telemedicine counseling with in-network behavioral health providers. These new programs will continue through July 25, 2020.
Blue Cross Blue Shield of North Carolina has made a commitment of $593 million to help fight the COVID-19 pandemic. This includes $318 million to improve access to care and $275 million for cash-flow challenges. In addition, Blue Cross NC will waive COVID-19 related cost-sharing for in-network providers.
Coverage
Health Partners is a non-profit hospital-owned health maintenance organization in central and southeastern Pennsylvania that provides Medicare and Medicaid coverage to low-income residents. The company has more than 262,000 members in the state. It also provides coverage to low-income people in Bucks County, Delaware County, and Lancaster County.
HealthPartners has many different plans available for individuals and groups. You can choose the coverage and benefits that work best for you and your family’s needs. You can browse the different plans to find out what’s covered, and how much your plan will cost. Many HealthPartners plans are very affordable, too.